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ETA Supports Visa Mandates

The Electronic Transactions Association (ETA) has announced support for Visa Inc.’s plans to require that processing terminal software meet its Processing Application Best Practices requirements, beginning January 1.

The mandates announced by VISA are designed to eliminate the use of non-secure payment applications from the Visa payment system. They require acquirers “to ensure their merchants and agents do not use payment applications known to retain prohibited data elements and require the use of payment applications that adhere to Visa’s Payment Application Best Practices.”

In a letter to Visa compliance officials dated November 6, 2007, ETA Executive Director Carla Balakgie acknowledged that while meeting the five milestones laid out by the Visa mandates may be difficult for some acquirers, “this challenge is superseded by the critical need to do everything in our power to adequately secure cardholder data.”

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