As the march to full implementation of the Single Euro Payment Area (SEPA) drags on, ISOs should be preparing for the opportunities. SEPA, which makes all electronic transactions—credit, debit, and ACH transactions—uniform in cost and processing infrastructure, will abolish some old practices and bring unity to payment processing in Europe.

As SEPA slowly becomes the standard, the key for ISOs looking at European expansion is to pay attention to the technical standards and ensure the solutions they are selling will fill a merchant’s needs.

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